Why Every Western Australian Should Have a Will: Essential Reasons for Estate Planning

June 3, 2025

The importance of having a valid Will in Western Australia cannot be overstated, with recent legislative changes highlighting the inadequacies of dying without proper estate planning. While approximately 50% of adult Australians currently lack a valid Will, the consequences of intestacy can be severe, ranging from unintended asset distribution to family disputes and significant legal complications. The Western Australian government's recent updates to intestacy provisions demonstrate recognition of these problems, yet these statutory defaults remain insufficient substitutes for personalized estate planning that reflects individual circumstances and wishes.


Ensuring Your Property is Distributed According to Your Wishes


The fundamental purpose of a Will is to provide clear direction for how your property should be distributed after death, ensuring your intentions are legally recognised and implemented. A Will serves as a legal document that sets out how you wish your property to be distributed after you die, allowing you to specify exactly which beneficiaries should receive particular assets. Without this crucial document, state law will decide what happens to your property through statutory intestacy provisions, which may not align with your personal preferences or family circumstances.


The importance of this control becomes particularly evident when considering the diverse nature of modern families and relationships. Your Will can ensure that a long-term partner receives appropriate provision, that estranged family members are excluded from inheritance, or that charitable organisations benefit from your estate. The legal framework in Western Australia recognises that individuals should have the autonomy to make these decisions during their lifetime, rather than having their wishes determined by generic statutory formulas.


Furthermore, a Will provides certainty and clarity for your loved ones during an already difficult time. When family members understand your explicit wishes, it reduces the likelihood of misunderstandings and provides comfort that they are honouring your intentions. This clarity becomes especially important in complex family situations where multiple relationships, step-children, or business interests are involved.


Avoiding the Limitations and Problems of Intestacy Laws


The statutory intestacy provisions in Western Australia, governed by the Administration Act 1903 (WA), present significant limitations that demonstrate why relying on these default rules is problematic for most families. Recent changes to these laws in March 2022 illustrate both the inadequacy of the previous system and the ongoing limitations of any standardized approach to estate distribution. Under the updated intestacy rules, a surviving spouse with children now receives the first $472,000 of an estate plus one-third of the remainder, while a spouse without children receives the first $705,000 plus half of the remainder.


However, these statutory distributions often fail to address the unique circumstances of individual families, as evidenced by real-world examples from legal practice. One particularly troubling case involved a wife of 17 years who had to share the bulk of her husband's estate with an estranged but independently wealthy stepchild, leaving her unable to pay the mortgage on the family home. Another case saw a parent powerless as an ice-addicted stepchild received a payout of a quarter of a million dollars when her husband died. These examples demonstrate how intestacy laws can produce outcomes that no reasonable person would intentionally choose.


The intestacy system also creates procedural complications that can be avoided with proper Will planning. When minor children are involved in intestacy situations, any agreements regarding distribution require Supreme Court approval, adding time, cost, and stress to an already difficult process. Additionally, survivors often find themselves in the position of having to negotiate with children and stepchildren or bringing proceedings under the Family Provision Act 1972 (WA), creating family conflict and legal expenses that could have been avoided with proper estate planning.


Protecting Your Family Through Proper Planning


A Will provides essential protections for your family members that extend far beyond simple asset distribution, particularly in relation to minor children and preventing family disputes. One of the most critical functions of a Will is the ability to nominate guardians for your minor children, ensuring that if both parents die, there is a clear legal framework for who will care for the children. Without this nomination, the courts must make decisions about guardianship based on their assessment of the children's best interests, which may not align with the parents' preferences.


The appointment of an appropriate executor is another crucial family protection measure that a Will provides. Your executor is responsible for the distribution of your estate in accordance with your Will, and choosing someone you trust ensures that your estate is managed competently and in your beneficiaries' best interests. This appointment can prevent family conflicts by providing clear authority and responsibility for estate administration, rather than leaving family members to navigate complex legal requirements without guidance.


Estate planning through a Will also helps protect your family from the emotional and financial stress that commonly accompanies intestacy situations. When someone dies without a valid Will, the resulting uncertainty is more likely to result in significant delays, additional costs, and disputes between family members regarding estate administration. These problems occur at an already difficult and stressful time, compounding the grief and emotional burden on surviving family members. A well-prepared Will minimises these risks by providing clear instructions and legal authority for estate administration.


Preventing Unintended Consequences from Life Changes


Marriage and divorce create particular vulnerabilities for estate planning that demonstrate the importance of maintaining an up-to-date Will throughout your life. In Western Australia, marriage can invalidate your existing Will unless the Will was made in contemplation of that specific marriage. This means that couples who marry without updating their estate planning documents may find themselves in an intestacy situation despite having previously executed valid Wills.


The interaction between divorce and Wills is equally complex and potentially problematic. While divorce does not automatically invalidate a Will in the same way marriage does, divorce can invalidate your Will under specific circumstances in Western Australia. Specifically, divorce invalidates your Will if there is no evidence of contrary intention in the Will, the divorce takes effect under the Family Law Act 1975 (Cth), and the marriage ended on or after 9 February 2008. This creates a significant risk that divorced individuals may unintentionally leave their estate to former spouses unless they proactively update their estate planning documents.


These legal complexities surrounding marriage and divorce underscore the importance of not only having a Will but also maintaining it throughout your life as circumstances change. Regular review and updating of your Will ensures that it continues to reflect your current wishes and family situation, preventing unintended beneficiaries from receiving your estate due to outdated documentation.


Expressing Personal Wishes and Practical Arrangements


Beyond asset distribution, a Will provides an opportunity to express important personal wishes and make practical arrangements that can provide comfort and guidance to your family. A Will can include instructions about whether you wish to be buried or cremated, whether you wish to donate your organs, and other personal preferences that help your family understand and honour your values. These provisions can be particularly meaningful during the grieving process, as they provide clear guidance about your wishes during a time when family members may be struggling to make difficult decisions.


The ability to address financial arrangements through your Will extends beyond simple asset transfers to include practical matters such as debt forgiveness and executor compensation. You can use your Will to forgive debts owing to you, which can be particularly important in family business situations or when you have provided financial assistance to family members during your lifetime. Additionally, you can specify payment arrangements for your executor, recognizing the significant time and responsibility involved in properly administering an estate.


These practical provisions demonstrate how a Will serves as more than just a legal document for asset transfer—it becomes a communication tool that helps your family understand your values, priorities, and practical expectations. This comprehensive approach to estate planning ensures that your passing involves not only the legal transfer of assets but also the continuation of your care and consideration for family members' practical and emotional needs.


Conclusion


The creation of a valid Will represents one of the most important legal documents you will ever sign, with implications that extend far beyond simple asset distribution to encompass family protection, personal expression, and practical estate administration. The recent changes to Western Australia's intestacy laws, while improving upon previously outdated provisions, serve primarily to highlight the inadequacy of any standardized approach to estate planning that cannot account for individual circumstances, relationships, and values. The documented problems that arise when people die without valid Wills—including family disputes, unintended beneficiaries, and administrative complications—demonstrate that intestacy provisions should be viewed as an emergency backup rather than an acceptable alternative to proper estate planning.


For Western Australians, the legal framework provides clear opportunities to exercise control over estate distribution, protect minor children through guardian nominations, and express personal values through comprehensive Will provisions. However, this framework is only effective when individuals take proactive steps to create and maintain valid Wills that reflect their current circumstances and wishes. Given the complexity of marriage and divorce implications, the importance of executor selection, and the ongoing changes in family relationships throughout life, regular review and updating of wills becomes as important as their initial creation.


The evidence strongly supports the conclusion that every adult Western Australian should prioritise the creation of a comprehensive Will as a fundamental responsibility to their family and loved ones. While professional legal assistance is recommended to ensure proper execution and comprehensive coverage of estate planning needs, the alternative—leaving these crucial decisions to statutory default provisions—represents an unacceptable risk to family welfare and personal autonomy that can be easily avoided through proper planning.

May 13, 2026
The Federal Budget announced on 12 May 2026 introduces a minimum 30% tax on certain discretionary trusts, but Testamentary Discretionary Trusts remain a powerful and practical Estate Planning tool for most families. What the Budget changed — quickly and clearly The Government has proposed a minimum 30% tax on the taxable income of discretionary trusts, to apply at trustee level from the legislation’s effective date as announced in the Budget. The measure is designed to limit income-splitting through discretionary trusts and to bring trust taxation closer to the taxation of other entities. Certain trusts and types of income are excluded from the measure — including Fixed Testamentary Trusts and Special Disability Trusts created by Wills, and income from assets of Testamentary Discretionary Trusts that existed at announcement time. The real headline you should read first Despite the headlines, Testamentary Discretionary Trusts remain a strong Estate-Planning choice — they still protect inheritances from relationship breakdowns and give your Executor and family the flexibility to manage distributions over time. Where a trust already distributes income to beneficiaries who pay tax at 30% or more, there will be no increase in the overall tax paid — the Budget’s minimum tax simply matches what those beneficiaries already pay. How the new tax will actually affect families For families that historically flowed trust income to low‑tax-rate beneficiaries (for example, children with little other income), the trustee-level 30% will increase tax payable unless the family’s overall tax position already sat at or above that rate. Non-corporate beneficiaries will receive non-refundable tax credits for tax paid by the trustee, which reduces the risk of double taxation though it does not create a refund if the beneficiary’s personal rate is lower than 30%. Why you should still consider a Testamentary Discretionary Trust ( TDT ) Protection from relationship breakdowns: A TDT ring‑fences the inheritance and makes it far harder for divorcing spouses or de facto partners to claim those assets directly. This protection is often the primary reason clients choose TDTs, and it is unaffected by the Budget change. Control and tailored distributions: TDTs let you set rules for how and when beneficiaries benefit — essential where beneficiaries are young, vulnerable, have special needs, or where blended families require careful balancing. Tax planning remains possible: Although some tax advantages may be reduced for low‑income beneficiaries, many families will see no net tax rise because distributions are already taxed at higher marginal rates. Even where there is more tax payable, the trade-off with asset protection and control can still make a TDT the better choice. Practical next steps for your Estate Plan Don’t panic — review, don’t rip up: If you already have a Will with a Testamentary Discretionary Trust, your plan may be unaffected depending on timing and how distributions are made; get tailored advice before taking action. If you are planning a new Will, speak to an advisor about how a TDT will sit alongside the announced minimum tax rules, whether rollover relief or restructuring options are relevant to you, and whether a Fixed Testamentary Trust or alternate structure may be preferable. Consider cashflow and timing: the trustee will pay tax at the trustee level, so trustees may need to allow for the timing of tax payments and the availability of credits to beneficiaries. A short illustration Family A distributes trust income largely to adult children who already pay tax at 32% — the imposition of a 30% trustee tax will not increase their family’s total tax burden. Family B distributes to low‑income minor children who pay little or no tax — Family B may face higher tax under the new rules. How Crabtree Legal can help At Crabtree Legal, we continue to recommend Testamentary Discretionary Trusts as a cornerstone of well-structured Estate Plans. If you are reviewing your Will or considering whether a Testamentary Discretionary Trust is appropriate for your circumstances, then we'd be happy to provide you with tailored advice.
March 20, 2026
A new year is the perfect time to revisit an important question: is your Will still up to date? Many people make a Will once and then leave it untouched for years. But life rarely stays still. Relationships change, children are born, assets are bought and sold, businesses evolve, and family circumstances shift. A Will that once reflected your wishes may no longer do so. For that reason, reviewing your Will regularly is one of the simplest ways to protect the people and assets that matter most. Why people delay updating their Will It is easy to put off Estate Planning. Some people assume their Will is “good enough” because nothing dramatic has happened. Others feel uncomfortable thinking about what happens after they are gone. In practice, the most common reason Wills become outdated is not neglect in a dramatic sense, but everyday change. You may have: Married or separated. Had children or grandchildren. Bought property. Started or sold a business. Gained or lost significant assets. Named an Executor who is no longer suitable or available. If any of these apply, your current Will may need review. What can happen if a Will is outdated An outdated Will can create confusion, delay, and conflict at exactly the moment your family is already dealing with loss. It may also fail to reflect your real intentions. For example, assets may pass to someone you no longer intended to benefit, or a chosen Executor may no longer be the right person to manage the Estate. In some cases, the wording of an old Will can even create disputes that could have been avoided with a simple update. When to review your Will A good rule of thumb is to review your Will after any major life event, and otherwise every few years. You should consider an update if you have experienced: A marriage, divorce, or de facto relationship change. The birth or adoption of children. A death in the family. A major change in assets or liabilities. A move interstate or overseas. A change in your wishes about guardianship for your children, gifts, or Executors. Even if nothing major has changed, a periodic review helps ensure your instructions remain clear and legally effective. A simple process can prevent future problems Updating a Will does not have to be complicated. In many cases, a short review with a lawyer is enough to confirm whether the existing document still works or whether a new will is needed. A proper review can also identify related issues, including: Powers of attorney. Appointment of guardians. Superannuation nominations. Business succession arrangements. Asset ownership structures. These matters often work together, so an estate plan should be considered as a whole rather than as a single document. The takeaway The start of a new year is a useful reminder to get organised, and your Will should be part of that process. If your circumstances have changed, or if it has been several years since your last review, now is a sensible time to take another look. A current, well-drafted Will can save your family stress later and help ensure your wishes are carried out clearly.  Contact Crabtree Legal today for practical advice on updating your estate plan and protecting the people you care about most.
December 23, 2025
As we wrap up the year, we want to extend our heartfelt thanks to everyone who has supported Crabtree Legal since we commenced operations in May 2025. It’s been a privilege to serve our clients, collaborate with our partners, and begin building a legal practice grounded in integrity and community. We wish you and your loved ones a joyful Christmas filled with rest, connection, and gratitude. May the new year ahead be blessed with peace, purpose, and new opportunities. Thank you for being part of our journey. We look forward to supporting you in 2026. Warm regards, Jonathan Crabtree & the Crabtree Legal team