Why Every Western Australian Should Have a Will: Essential Reasons for Estate Planning

June 3, 2025

The importance of having a valid Will in Western Australia cannot be overstated, with recent legislative changes highlighting the inadequacies of dying without proper estate planning. While approximately 50% of adult Australians currently lack a valid Will, the consequences of intestacy can be severe, ranging from unintended asset distribution to family disputes and significant legal complications. The Western Australian government's recent updates to intestacy provisions demonstrate recognition of these problems, yet these statutory defaults remain insufficient substitutes for personalized estate planning that reflects individual circumstances and wishes.


Ensuring Your Property is Distributed According to Your Wishes


The fundamental purpose of a Will is to provide clear direction for how your property should be distributed after death, ensuring your intentions are legally recognised and implemented. A Will serves as a legal document that sets out how you wish your property to be distributed after you die, allowing you to specify exactly which beneficiaries should receive particular assets. Without this crucial document, state law will decide what happens to your property through statutory intestacy provisions, which may not align with your personal preferences or family circumstances.


The importance of this control becomes particularly evident when considering the diverse nature of modern families and relationships. Your Will can ensure that a long-term partner receives appropriate provision, that estranged family members are excluded from inheritance, or that charitable organisations benefit from your estate. The legal framework in Western Australia recognises that individuals should have the autonomy to make these decisions during their lifetime, rather than having their wishes determined by generic statutory formulas.


Furthermore, a Will provides certainty and clarity for your loved ones during an already difficult time. When family members understand your explicit wishes, it reduces the likelihood of misunderstandings and provides comfort that they are honouring your intentions. This clarity becomes especially important in complex family situations where multiple relationships, step-children, or business interests are involved.


Avoiding the Limitations and Problems of Intestacy Laws


The statutory intestacy provisions in Western Australia, governed by the Administration Act 1903 (WA), present significant limitations that demonstrate why relying on these default rules is problematic for most families. Recent changes to these laws in March 2022 illustrate both the inadequacy of the previous system and the ongoing limitations of any standardized approach to estate distribution. Under the updated intestacy rules, a surviving spouse with children now receives the first $472,000 of an estate plus one-third of the remainder, while a spouse without children receives the first $705,000 plus half of the remainder.


However, these statutory distributions often fail to address the unique circumstances of individual families, as evidenced by real-world examples from legal practice. One particularly troubling case involved a wife of 17 years who had to share the bulk of her husband's estate with an estranged but independently wealthy stepchild, leaving her unable to pay the mortgage on the family home. Another case saw a parent powerless as an ice-addicted stepchild received a payout of a quarter of a million dollars when her husband died. These examples demonstrate how intestacy laws can produce outcomes that no reasonable person would intentionally choose.


The intestacy system also creates procedural complications that can be avoided with proper Will planning. When minor children are involved in intestacy situations, any agreements regarding distribution require Supreme Court approval, adding time, cost, and stress to an already difficult process. Additionally, survivors often find themselves in the position of having to negotiate with children and stepchildren or bringing proceedings under the Family Provision Act 1972 (WA), creating family conflict and legal expenses that could have been avoided with proper estate planning.


Protecting Your Family Through Proper Planning


A Will provides essential protections for your family members that extend far beyond simple asset distribution, particularly in relation to minor children and preventing family disputes. One of the most critical functions of a Will is the ability to nominate guardians for your minor children, ensuring that if both parents die, there is a clear legal framework for who will care for the children. Without this nomination, the courts must make decisions about guardianship based on their assessment of the children's best interests, which may not align with the parents' preferences.


The appointment of an appropriate executor is another crucial family protection measure that a Will provides. Your executor is responsible for the distribution of your estate in accordance with your Will, and choosing someone you trust ensures that your estate is managed competently and in your beneficiaries' best interests. This appointment can prevent family conflicts by providing clear authority and responsibility for estate administration, rather than leaving family members to navigate complex legal requirements without guidance.


Estate planning through a Will also helps protect your family from the emotional and financial stress that commonly accompanies intestacy situations. When someone dies without a valid Will, the resulting uncertainty is more likely to result in significant delays, additional costs, and disputes between family members regarding estate administration. These problems occur at an already difficult and stressful time, compounding the grief and emotional burden on surviving family members. A well-prepared Will minimises these risks by providing clear instructions and legal authority for estate administration.


Preventing Unintended Consequences from Life Changes


Marriage and divorce create particular vulnerabilities for estate planning that demonstrate the importance of maintaining an up-to-date Will throughout your life. In Western Australia, marriage can invalidate your existing Will unless the Will was made in contemplation of that specific marriage. This means that couples who marry without updating their estate planning documents may find themselves in an intestacy situation despite having previously executed valid Wills.


The interaction between divorce and Wills is equally complex and potentially problematic. While divorce does not automatically invalidate a Will in the same way marriage does, divorce can invalidate your Will under specific circumstances in Western Australia. Specifically, divorce invalidates your Will if there is no evidence of contrary intention in the Will, the divorce takes effect under the Family Law Act 1975 (Cth), and the marriage ended on or after 9 February 2008. This creates a significant risk that divorced individuals may unintentionally leave their estate to former spouses unless they proactively update their estate planning documents.


These legal complexities surrounding marriage and divorce underscore the importance of not only having a Will but also maintaining it throughout your life as circumstances change. Regular review and updating of your Will ensures that it continues to reflect your current wishes and family situation, preventing unintended beneficiaries from receiving your estate due to outdated documentation.


Expressing Personal Wishes and Practical Arrangements


Beyond asset distribution, a Will provides an opportunity to express important personal wishes and make practical arrangements that can provide comfort and guidance to your family. A Will can include instructions about whether you wish to be buried or cremated, whether you wish to donate your organs, and other personal preferences that help your family understand and honour your values. These provisions can be particularly meaningful during the grieving process, as they provide clear guidance about your wishes during a time when family members may be struggling to make difficult decisions.


The ability to address financial arrangements through your Will extends beyond simple asset transfers to include practical matters such as debt forgiveness and executor compensation. You can use your Will to forgive debts owing to you, which can be particularly important in family business situations or when you have provided financial assistance to family members during your lifetime. Additionally, you can specify payment arrangements for your executor, recognizing the significant time and responsibility involved in properly administering an estate.


These practical provisions demonstrate how a Will serves as more than just a legal document for asset transfer—it becomes a communication tool that helps your family understand your values, priorities, and practical expectations. This comprehensive approach to estate planning ensures that your passing involves not only the legal transfer of assets but also the continuation of your care and consideration for family members' practical and emotional needs.


Conclusion


The creation of a valid Will represents one of the most important legal documents you will ever sign, with implications that extend far beyond simple asset distribution to encompass family protection, personal expression, and practical estate administration. The recent changes to Western Australia's intestacy laws, while improving upon previously outdated provisions, serve primarily to highlight the inadequacy of any standardized approach to estate planning that cannot account for individual circumstances, relationships, and values. The documented problems that arise when people die without valid Wills—including family disputes, unintended beneficiaries, and administrative complications—demonstrate that intestacy provisions should be viewed as an emergency backup rather than an acceptable alternative to proper estate planning.


For Western Australians, the legal framework provides clear opportunities to exercise control over estate distribution, protect minor children through guardian nominations, and express personal values through comprehensive Will provisions. However, this framework is only effective when individuals take proactive steps to create and maintain valid Wills that reflect their current circumstances and wishes. Given the complexity of marriage and divorce implications, the importance of executor selection, and the ongoing changes in family relationships throughout life, regular review and updating of wills becomes as important as their initial creation.


The evidence strongly supports the conclusion that every adult Western Australian should prioritise the creation of a comprehensive Will as a fundamental responsibility to their family and loved ones. While professional legal assistance is recommended to ensure proper execution and comprehensive coverage of estate planning needs, the alternative—leaving these crucial decisions to statutory default provisions—represents an unacceptable risk to family welfare and personal autonomy that can be easily avoided through proper planning.

September 9, 2025
Testamentary Trust Wills provide significant benefits for individuals and families planning the distribution of their estates in Western Australia, particularly in terms of asset protection, tax efficiency, and supporting vulnerable beneficiaries. These trusts are established within a Will and become effective upon death, offering tailored advantages for diverse family circumstances. Key Benefits of Testamentary Trust Wills Asset Protection Safeguards inheritance from creditors, bankruptcy, and family law disputes by holding assets within a trust rather than direct ownership by beneficiaries. Shields assets from potential misuse or waste by beneficiaries with high-risk behaviours such as gambling, financial instability, or poor money management. Protects funds from being included in divorce settlements, ensuring they remain accessible only to intended family members. Tax Advantages Optimises tax outcomes by enabling income splitting among beneficiaries, especially those on lower marginal tax rates. Allows income distributed to minor children (under 18) via a testamentary trust to receive the full adult tax-free threshold (around $19,000–$22,000 per child annually, tax-free), compared to only about $500 in a standard family trust. Provides flexibility to defer tax liabilities for overseas beneficiaries by controlling the timing and distribution of income. Support for Vulnerable and Young Beneficiaries Helps ensure responsible use of inherited assets by enabling trustees to set age thresholds (e.g., 21, 25, or older) for the release of funds to younger beneficiaries. Allows creation of specialised trusts for beneficiaries living with disabilities, including Social Security Act 1991 (Cth) compliant Special Disability Trusts. Can provide long-term security for those who require ongoing support, such as family members with health challenges or special needs. Estate Planning Flexibility Highly customisable trusts can be tailored for one person, an entire family, or multiple generations, addressing complex family or blended family situations. Enables control over how and when assets are distributed, including restricting access to certain beneficiaries or protecting inheritance lines within families. Trustees are chosen to ensure accountability, oversight, and alignment with the intentions of the Will-maker, often with recommendations for two trustees to reduce risks. Who Should Consider a Testamentary Trust Will? Individuals leaving substantial estates (often $2,000,000 or more) including superannuation or life insurance. Estates intended to support minor children, vulnerable adults, or those likely to face relationship or financial risks. Families wishing to maximise tax savings and asset protection across generations. Crabtree Legal: Expert Guidance for Your Estate Plan Crabtree Legal offers tailored advice on testamentary trust Wills to protect your legacy and secure your family’s future. Whether you need a simple Will or a complex estate plan, we support business owners, families, and individuals through every stage of estate planning, succession, and trust creation. Feel free to contact Crabtree Legal for a personalised consultation to explore how a testamentary trust Will could benefit your unique situation.
September 3, 2025
A person's Will in Western Australia is generally revoked by marriage or divorce, unless it's made with their specific intention to marry or divorce clearly stated in the Will (or there is other evidence which establishes this intention). What Happens If You Get Married Under section 14 of the Wills Act 1970 (WA), marriage automatically invalidates your existing Will, unless your Will expressly states it was made "in contemplation of marriage" to your intended spouse. If your Will is invalid and you pass away, your assets will be divided according to WA's intestacy laws, which may not reflect your wishes. The best practice is to obtain a new Will after marriage to ensure all your assets and intentions for your loved ones are protected. What Happens If You Get Divorced Section 14A of the Wills Act 1970 (WA) outlines that divorce also cancels your Will unless your Will shows a clear intent for it to remain valid after divorce. Practically speaking, the automatic revocation in section 14A makes sense, as it is unlikely that you would still want to appoint your former spouse as the Executor of your Will, or provide for them from your estate, after you have divorced. However, if you do not update your Will after divorce, there may be unintended consequences, such as assets going to your ex-spouse or confusion and disputes among family members. Why Updating Your Will Matters Failing to update your Will after marriage or divorce can lead to estate mismanagement, litigation, or your wishes not being honored. If your relationship status has changed, make an appointment to create or update your Will so all provisions accurately reflect your current wishes and protect your loved ones. This is especially important for blended families, business succession planning, and unique asset structures. Get A Will That Reflects Your Changed Circumstances At Crabtree Legal, a veteran-owned and operated law firm in Perth, we pride ourselves on delivering expert, practical advice and drafting for Wills, estate, and succession matters. If you or anyone you know has recently married or divorced, please refer them to us—it may be time to get a new Will to ensure their wishes and family's future are protected.
August 27, 2025
Nominating legal guardians for minor children in a Will is a critical act for every parent, providing clarity and security for children should the unimaginable occur. Without clear instructions, the law dictates who may look after minor children, often leading to uncertainty, potential family disputes, and complex legal proceedings. Why Appoint Legal Guardians in Your Will Putting a nomination for legal guardianship in your Will ensures that trusted people—whose values, beliefs, and care align with your wishes—can support and protect your children if both parents pass away. This appointment is a proactive step, sparing children from needless disruption and emotional harm during an already traumatic period. It also guides family and courts, minimising delays and potential disagreements. Who May Look After Children Without a Named Guardian If neither parent has nominated a legal guardian in their Will, Western Australian law applies. Usually, the closest surviving relatives, such as grandparents, aunts, uncles, or older siblings (if they are adults), might step forward to care for the children. However, these individuals do not gain automatic legal guardianship. Often, more than one person may seek this role, leading to possible disputes and, in some cases, involvement by the Department of Communities (Child Protection) if no suitable family members exist or agree. Legal Steps to Obtain Guardianship in WA Application to the Court : if a suitable person wishes to become a minor’s guardian, they must apply to the Court. Assessment by the Court : the Court will consider the child’s welfare and best interests above all else, assessing the applicant’s capacity, relationship with the child, and any competing claims from other relatives or interested parties. Possible Departmental Involvement : if no clear family candidate exists, or if there are concerns about the candidates, the Department of Communities may become involved, and the child may be placed in State care, at least temporarily. The absence of a Will nomination can lead to delays, uncertainty, and the risk that decisions are made by those unfamiliar with the family’s wishes. The surest path is to name trusted guardians in your Will, providing certainty for your children’s future care and stability. For tailored, practical succession planning advice—including the nomination of legal guardians—please contact Crabtree Legal.